Emerge Apps Blog

Why Insurance Agencies Struggle with Pipeline Management

Written by Dustin Boss | February 11, 2025 at 9:18 PM

Be honest—are you truly tracking your sales pipeline like you should? Pipeline management is critical to managing growth, regardless of your agency size. Yet, many independent insurance agencies, from small shops to larger operations, struggle to manage their sales pipeline effectively. Why? Because it’s not always easy to get producers on board, and many agency leaders don’t want to feel like they’re micromanaging. 

But here’s the thing—good pipeline management isn’t about control. It’s about clarity, opportunity, and making sure everyone has what they need to succeed. Let’s break down why pipeline management often fails and, more importantly, how to fix it in a way that benefits everyone (including your producers).  

Ready to build your pipeline stages? Use this simple worksheet to get started! 

 

Why Pipeline Management Matters 

So why should you push through the discomfort and get serious about pipeline management? Because it gives you a real-time look at your agency’s future. Here’s what strong pipeline management allows you to do: 

    • Monitor growth opportunities – You can see what’s in the works and ensure no deals slip through the cracks. 
    • Forecast future revenue – Understanding where deals stand helps you predict income and plan for growth. 
    • Coach producers effectively – A clear pipeline shows you where producers might need support, whether it’s prospecting, closing, or handling objections. 
    • Spot opportunities for intervention – If a deal is stuck in a certain stage for too long, you can step in to help before it goes cold. 
    • Improve accountability (without being overbearing) – When everyone follows the same process, it creates a culture of accountability without feeling like unnecessary oversight. 

 

Why Do Agencies Struggle with Pipeline Management? 

If pipeline management is so critical, why do so many agencies struggle with it? There are a few common reasons: 

Nobody Wants to Be "That" Manager

As an agency owner or sales leader, you likely built your team based on relationships and trust. You don’t want to feel like you’re breathing down your producers’ necks, constantly asking for updates. Many agency leaders fear that enforcing pipeline management will come across as micromanaging or policing their team. 

Producers Don’t Love Admin Work

Most producers got into sales because they enjoy talking to people, solving problems, and winning business—not because they love updating CRM systems. If your pipeline management system feels like extra paperwork or just another hoop to jump through, producers will resist it (or just ignore it altogether).

Lack of a Defined Sales Process

Many agencies operate with a loose, informal sales process. Producers are expected to bring in business, but the actual process of moving a deal from prospect to closed sale isn’t always structured. Without defined stages and clear expectations, tracking opportunities becomes difficult.

Data Gaps Make Forecasting Impossible

When pipeline data is incomplete or inconsistent, it becomes hard to forecast revenue, identify roadblocks, or understand what’s working (and what’s not). Without accurate visibility, agency owners and sales leaders end up making decisions based on gut feelings instead of data. 

 

How to Get Started with Pipeline Management (Without Overcomplicating It) 

If your agency has been winging it when it comes to pipeline management, don’t worry—you don’t need to overhaul everything overnight. Here’s a simple way to get started:

Define Your Sales Stages

Start by outlining the key stages of your sales process. This doesn’t need to be overly complex, but it should reflect the natural progression of a deal. A common pipeline might include: 

    • Qualification – Determining if the prospect is a good fit 
    • Proposal/Presentation – Presenting a solution and discussing details 
    • Negotiation – Addressing objections and refining terms 
    • Closing – Finalizing the deal and securing the commitment 

Get recommendations and sales stage examples in this sales pipeline worksheet

Focus on True Sales Opportunities

Not every contact or meeting is a true sales opportunity. Define what qualifies as an opportunity so that your pipeline isn’t cluttered with names that aren’t likely to convert. If a prospect isn’t engaged or ready to move forward, they probably shouldn’t be in your pipeline yet.

Define Key Elements for Each Stage

For each stage in your pipeline, establish: 

    • The objective of the stage – What is the main purpose or goal of this stage? It might be to gather information, identify decision makers, present solutions, etc. 
    • Key activities – What should the producer be doing at this stage? (E.g., setting a meeting, providing a quote, following up, negotiating pricing, etc.) 
    • Exit criteria – What signals that the deal is ready to move to the next stage? This is critical to ensure everyone is aligned and understand the pipeline stages in the same way. 

Having these definitions in place creates consistency and helps producers stay on track. 

Make It Easy for Producers

If pipeline management feels like a burden, producers won’t do it. Make it simple by: 

    • Using a tool that’s easy to update (even from a mobile device) 
    • Automating data entry and reminders where possible 
    • Keeping pipeline reviews short and focused 
    • Providing coaching and support rather than just asking for updates 

A great way to reinforce pipeline management is to build it into your regular sales meetings. Instead of making pipeline reviews feel like an interrogation, turn them into a collaborative discussion where producers can get feedback, troubleshoot challenges, and celebrate wins. 

 

Final Thoughts 

Pipeline management isn’t about micromanaging producers—it’s about creating visibility, accountability, and opportunities for growth. When done right, it helps agency owners and sales leaders make informed decisions, coach more effectively, and ultimately grow their book of business. 

Looking for a tool that makes pipeline management a breeze? You need Fuel52, the simple pipeline tracking tool created specifically for insurance leaders like you.